Piraeus Bank

Anafi is one of the most remote islands in the Cyclades, and card payments are not always accepted at the small tavernas, ferry ticket counters, and family-run shops that make up daily life here. The Piraeus Bank ATM at Ormos Agiou Nikolaou is the practical solution: a 24-hour machine that accepts standard international cards and lets you withdraw euro cash whenever you need it.

For most visitors arriving by ferry, this ATM is one of the first things worth locating on the island. Knowing where it is and that it operates around the clock removes one of the more stressful logistical uncertainties that comes with visiting a very small Greek island.

Piraeus Bank is one of Greece's largest commercial banks, and its ATM network covers Visa, Mastercard, Maestro, and Cirrus cards, as well as cards on other major networks. Expect standard international withdrawal fees from your home bank on top of any machine fees — this is normal across Greek island ATMs and not specific to this location.

What to Expect

The ATM is a standalone Piraeus Bank EasyPay machine located at the port settlement of Ormos Agiou Nikolaou — the small harbour area where ferries dock on Anafi. This is the island's main arrival and departure point, and the surrounding area holds a handful of accommodation options, a couple of tavernas, and the basic services that visitors need in the first and last hours of their stay.

The machine operates 24 hours a day, seven days a week, which is genuinely useful on an island where banking services are otherwise minimal. There is no physical Piraeus Bank branch on Anafi, so this ATM is the only in-person banking infrastructure available. The interface offers Greek and English language options, as is standard across the Piraeus Bank ATM network in Greece.

Withdrawal limits per transaction are set by Piraeus Bank and may also be capped by your own bank's daily limit. If you plan to cover several days of cash-only spending — accommodation deposits, ferry snacks, beach taverna meals — it is worth withdrawing a larger sum in one go rather than returning to the machine multiple times.

Note that on peak summer days, when ferries bring a wave of arrivals simultaneously, there may be a short queue. The machine can also run low on notes during very busy periods in July and August, so withdrawing cash before or just after ferry arrivals is sensible.

How to Get There

The ATM is situated in Ormos Agiou Nikolaou, the port of Anafi, at the coordinates 36.3443°N, 25.7706°E. If you arrive by ferry, you are already in the right area — the port settlement is compact, and the machine is within easy walking distance of the ferry dock.

From Chora, the island's main village perched on the hillside above the port, the road down to Ormos Agiou Nikolaou takes roughly 10–15 minutes by car or motorbike. There is no bus service on Anafi, so most visitors either hire a vehicle, take a taxi, or walk the winding road. On foot, the descent from Chora to the port takes around 25–35 minutes depending on pace and the heat.

Parking at the port is informal and generally straightforward outside the peak ferry arrival windows.

Best Time to Visit

Because the ATM runs around the clock, there is no wrong time to use it in terms of access. Practically speaking, the quietest time to withdraw cash is mid-morning or mid-afternoon on days when no ferry is scheduled to arrive or depart. Ferry schedules to Anafi are limited — typically a few connections per week with Piraeus and other Cycladic islands — so checking the ferry timetable and timing your visit to the ATM outside those windows will help you avoid any queue.

In July and August, Anafi receives the bulk of its annual visitors, and the ATM sees its highest demand during this period. If you are arriving in peak season, withdraw what you need for the first day or two as soon as you land, rather than waiting until you run short.

Anafi has a hot, dry Cycladic summer climate. If you are walking down from Chora specifically to use the ATM, go early in the morning during the summer months to avoid making the journey in peak midday heat.

Tips for Visiting

• Withdraw cash on arrival. Many businesses on Anafi — tavernas, rooms-to-let, boat tour operators — are cash-only or prefer cash. Do not assume your card will be accepted everywhere.
• Check your bank's international ATM fee policy before you travel. Most non-Greek bank cards will incur a foreign transaction fee and possibly a separate ATM usage fee. Withdrawing a larger single amount reduces the number of fees you pay.
• Decline dynamic currency conversion. If the ATM offers to charge you in your home currency rather than euros, decline. The exchange rate applied by the ATM is typically worse than your bank's rate.
• Note the phone number for emergencies. The Piraeus Bank contact number is +30 21 0328 8000. If your card is retained by the machine or you experience a transaction problem, this is the number to call.
• Bring some cash from the mainland as backup. No ATM on a remote island is infallible — machines do occasionally run out of notes or go offline for maintenance. Having a small amount of euros on hand when you arrive avoids problems.
• The ATM is not a branch. There is no bank counter, no currency exchange desk, and no staff at this location. It is a machine only.
• Top up before you leave Anafi. Ferry connections are infrequent, and if you plan to stop at another small island onward, there may not be an ATM there either.

Practical Information

Operator: Piraeus Bank Address: Ormos Agiou Nikolaou 840 09, Anafi, Greece Phone (Piraeus Bank customer service): +30 21 0328 8000 Website: piraeusbank.gr Hours: Open 24 hours, 7 days a week Cards accepted: Visa, Mastercard, Maestro, Cirrus, and other major networks Language options: Greek and English Branch on-site: No — machine only