Eurobank

The Eurobank ATM on Andros sits on Epar.Od. Androu-Stavropedas, the main provincial road connecting Andros Town (Chora) with the interior of the island. It operates around the clock, every day of the week, which makes it one of the more dependable cash access points on an island where many smaller businesses still prefer or require payment in euros.

Andros is one of the larger Cycladic islands, and while it has a relatively developed infrastructure compared to some of its neighbors, ATMs are not as numerous as you'd find in a major city. Knowing where a 24-hour machine is located before you need one is worth doing, particularly if you're staying outside Andros Town or planning a day trip to villages like Mesaria, Menites, or Stenies where card readers may not be available.

The machine is part of Eurobank's national network, one of the four largest banks in Greece. Cards from most international networks — Visa, Mastercard, Maestro, and Cirrus — are accepted at Eurobank ATMs, though your home bank's foreign transaction fees will apply separately.

What to Expect

This is a standard Eurobank ATM installation, not a full branch with teller windows or in-person services. You can withdraw euros, check your account balance, and in some cases transfer funds between accounts held with Greek banks. The ATM interface is available in both Greek and English, which is standard across the Eurobank network.

The machine is located along a road that sees regular vehicle traffic between the port area and Chora, so it is reasonably easy to find even if you're unfamiliar with Andros. There is road-side space nearby if you're arriving by car or scooter. On foot from Andros Town center, the walk takes roughly 10–15 minutes depending on your starting point.

With 24-hour access, you can use the machine early in the morning before shops open or late in the evening after dinner — useful during the peak summer months when day-to-day spending adds up quickly and bank hours during Greek public holidays can be unpredictable.

One practical note: ATMs in Greece, including this one, dispense in 50-euro notes by default. If you need smaller denominations for tavernas, ferry tickets, or bus fares, withdraw a round number that prompts the machine to include 20-euro notes, or ask at your accommodation if change is available.

How to Get There

The ATM is on Epar.Od. Androu-Stavropedas, the provincial road that runs from the Andros Town area toward the island's interior. If you're coming from Andros Town (Chora), follow the main road heading northwest out of the town center. By car or scooter, the journey from Chora takes around 3–5 minutes. From Gavrio port, the drive is approximately 25–30 minutes along the island's central road network.

There is no dedicated bus stop immediately at this location, so if you're relying on the KTEL Andros bus service, check the current timetable and plan to walk a short distance from the nearest stop. Taxi service is available from Andros Town and Gavrio.

Best Time to Visit

Because the ATM operates 24 hours a day year-round, there is no single best time in terms of access. That said, practical considerations apply. During July and August, Andros sees significantly more visitors, and ATMs across the island can run low on cash over busy weekends, particularly around Greek public holidays or the Assumption of Mary on 15 August — one of the most traveled dates in the Greek calendar. Withdrawing cash earlier in the day rather than late at night during peak season reduces the chance of finding the machine temporarily out of service or out of notes.

In the shoulder months of May, June, September, and October, the machine is unlikely to be heavily used and you should have no difficulty. Winter visits to Andros are rare for tourists, but the ATM remains accessible for residents and anyone passing through.

Tips for Visiting

• Notify your bank before traveling to Greece. Many banks flag international ATM withdrawals as suspicious activity and may freeze your card. A quick call or app notification before you leave avoids this problem.
• Check your daily withdrawal limit. Greek ATMs typically allow a maximum withdrawal of 500 euros per transaction. Your home bank may impose a lower daily limit.
• Use the ATM during daylight if possible. Not for safety reasons — Andros is a safe island — but simply because it's easier to check the receipt and confirm the transaction in good light.
• Keep a backup card. If one card is declined or lost, having a second card from a different network (e.g., one Visa and one Mastercard) gives you a fallback.
• Expect a fee. Eurobank charges a fee for withdrawals by non-Eurobank cardholders, and your home bank may charge an additional foreign transaction fee. Check your bank's fee schedule before you travel.
• Carry some cash at all times on Andros. Even in the larger villages, some kafeneions, small tavernas, and local shops do not accept cards, particularly for small purchases.
• The Eurobank customer service line is +30 21 0955 5000 if you have a problem with the machine or a transaction — for example, if cash was not dispensed but your account was debited.

Practical Information

Operator: Eurobank S.A., one of Greece's four systemic banks, regulated by the Bank of Greece and the European Central Bank.

Address: Epar.Od. Androu-Stavropedas, Andros 845 02, Greece

Hours: Open 24 hours, 7 days a week

Phone (Eurobank customer service): +30 21 0955 5000

Website: eurobank.gr

Cards accepted: Visa, Mastercard, Maestro, Cirrus, and other international network cards — subject to your home bank's compatibility

Languages on screen: Greek and English

Coordinates: 37.8376, 24.9389

For currency exchange or more complex banking needs, you will need to visit a full Eurobank branch during standard weekday banking hours. Greece's banks typically open Monday to Friday, with hours broadly from 08:00 to 14:30, though this can vary by branch and season.