Piraeus Bank

Piraeus Bank has a branch on Georgiou Empirikou 40 in Andros Town (Chora), making it one of the more accessible banking options on the island. The branch includes an ATM, which is useful for visitors who need cash outside of counter hours — particularly since many smaller tavernas, shops, and ferry operators on Andros still prefer or require cash payment.

Andros Town sits on the eastern coast of the island, and this branch is located on one of its main commercial streets. If you are arriving from the ferry port of Gavrio on the western side, plan for a roughly 35-minute drive before reaching any full-service bank branch in Chora.

As with most Greek bank branches, services cover standard transactions: cash deposits and withdrawals over the counter, account inquiries, currency exchange, and general retail banking. The ATM is available for card withdrawals outside of staffed hours, though you should confirm current ATM availability on arrival since machine servicing schedules can vary seasonally.

What to Expect

The branch is a standard retail banking office. Counter staff handle transactions during opening hours, and the ATM unit is accessible from the street. Piraeus Bank is one of Greece's four major banks, so its ATM network accepts Visa, Mastercard, Maestro, and most international debit and credit cards, though foreign-card fees depend on your home bank's policy.

The branch is located at Georgiou Empirikou 40, in the core of Andros Town's commercial area. Parking on this street can be tight in peak summer months, so if you are driving in from elsewhere on the island, arriving early in the morning — before 9:30 AM — makes the experience easier. The branch itself is a short walk from the main square and the pedestrian street that leads toward the Archaeological Museum of Andros.

Note that the website listed in some sources points to Alpha Bank's domain rather than Piraeus Bank's own site; for official account information or online banking, use the Piraeus Bank national website directly.

How to Get There

The branch is on Georgiou Empirikou, one of the main roads running through Andros Town. If you are on foot from the central plateia, head in the direction of the main commercial street — the branch is within easy walking distance of the town center. There is no dedicated parking lot at the branch; street parking is available nearby but can fill up quickly in July and August. Visitors based in Batsi or Gavrio will need to drive or take a bus to Andros Town, as there are no bank branches in those villages.

KTEL Andros buses run between Gavrio, Batsi, and Andros Town on a limited schedule. Check the current timetable locally or at the Gavrio port on arrival, as schedules change seasonally.

Best Time to Visit

The branch is open Monday through Friday, 8:00 AM to 2:00 PM, and is closed on weekends and Greek public holidays. In practice, arriving between 8:00 AM and 11:00 AM gives you the most time before the branch closes and avoids the short midday queue that can build up in summer. Greek banks close early by northern European standards, so plan any in-branch transaction for the morning.

If you only need ATM access, the machine is typically available outside staffed hours as well, which helps on Saturdays and Sundays when the counters are closed. That said, ATM cash levels can run low on summer weekends when tourist traffic peaks, so it is worth withdrawing cash on a Friday if you know you will need it over the weekend.

Tips for Visiting

• Plan for weekday mornings. The branch closes at 2:00 PM every day Monday–Friday and does not open on weekends. If you have an in-branch transaction, do not leave it for Saturday.
• Carry a backup card. ATMs on Andros are limited; having a second card from a different network reduces risk if one machine is temporarily out of service or out of cash.
• Withdraw enough for the weekend. Many smaller businesses across Andros — particularly beach bars and farm stalls — are cash-only. Withdrawing before Friday afternoon avoids a weekend scramble.
• Check your bank's foreign ATM fees. Piraeus Bank will charge a small per-transaction fee for non-Piraeus cardholders; your own bank may add a further foreign-transaction fee on top. Some UK and EU neobanks reimburse or waive these charges.
• Decline dynamic currency conversion. If the ATM offers to convert the withdrawal into your home currency at the machine, choose to be charged in euros instead. The exchange rate offered by the machine is almost always worse than your bank's rate.
• Allow extra time in August. The branch serves both local residents and a significant summer visitor population. Queues for counter service can extend to 20–30 minutes at peak times in high season.
• Bring your passport or ID. For any counter transaction beyond a simple cash withdrawal, Greek banks routinely ask for photo identification.

Practical Information

• Address: Georgiou Empirikou 40, Andros Town, 845 00, Andros, Greece
• Phone: +30 2282 022638
• Opening hours: Monday–Friday 8:00 AM–2:00 PM; Saturday–Sunday closed
• ATM: Available at the branch (hours may extend beyond counter closing time)
• Cards accepted at ATM: Visa, Mastercard, Maestro, and most international debit/credit cards
• Nearest landmarks: Andros Town central plateia, Archaeological Museum of Andros
• Nearest alternative banking: There are limited ATM options in Gavrio near the ferry port; Andros Town has the most reliable concentration of banking services on the island