National Bank ATM

The National Bank of Greece ATM at Matoyianni 41 sits on one of the most-walked streets in Mykonos Town. Matoyianni is the main commercial strip running through the heart of Chora, lined with jewellery boutiques, clothing shops, and restaurants, so this machine is easy to reach on foot from almost any point in the old town.

The ATM operates around the clock, every day of the week, which matters in a resort town where late dinners, last-minute boat tickets, and weekend beach bar tabs can all demand cash at odd hours. The National Bank of Greece is one of the country's four systemic banks, so its machines accept the full range of international cards — Visa, Mastercard, Maestro, American Express, and most cards on the Cirrus and Plus networks.

If you're already on Matoyianni browsing shops or heading toward Little Venice, this is the most central ATM in the pedestrian zone and a reliable first stop before a day of spending.

What to Expect

The machine is a standard wall-mounted ATM unit. On Matoyianni, pavement space is narrow and foot traffic during the summer months — particularly from late morning into the early hours — is heavy. Expect a short queue in peak season, especially on Friday and Saturday evenings when cruise-ship passengers and overnight visitors overlap.

The interface is available in multiple languages, including English, which is standard for National Bank of Greece ATMs throughout the country. Withdrawal limits are set by both the ATM operator and your home bank; Greek ATMs commonly cap single transactions at €300–€600, though your own bank's daily limit may be lower. Your home bank may charge a foreign transaction or ATM access fee on top of any currency conversion. The ATM itself may offer a dynamic currency conversion option — choosing to be charged in euros rather than your home currency generally results in a better exchange rate.

There is no dedicated seating or shade immediately outside the machine, so plan to complete your transaction quickly during busy periods and step aside on the narrow lane.

How to Get There

Matoyianni 41 is in central Mykonos Town (Chora), roughly a three-to-five-minute walk from the old port waterfront. From the main harbour, walk inland past the bus stop area and follow the pedestrian signs toward the town centre — Matoyianni intersects the main pedestrian flow and is well signposted. The street is pedestrian-only, so vehicles cannot access it directly.

If you are arriving from the new port (Tourlos), take the local bus or a taxi to Mykonos Town; the ride is under ten minutes. From the airport, taxis reach Chora in around five to ten minutes depending on traffic.

There is no vehicle parking on Matoyianni itself. The nearest public parking area is at the edge of Chora near the bus station on the south side of town. From there, the ATM is a five-minute walk.

Best Time to Visit

The machine is available 24 hours, so there is no restricted window. For the shortest queues, visit mid-morning on weekdays before the main tourist flow picks up, or very early morning (before 09:00) during weekends. Avoid the early evening rush between 19:00 and 22:00 in July and August, when the street is at its most crowded and waits at cash machines across Chora tend to be longer.

If the machine is temporarily out of service or out of cash — which can happen during peak August weekends — the nearest alternatives are other ATMs in Mykonos Town, several of which are located near the waterfront and around the central square.

Tips for Visiting

• Check your card's foreign ATM fee before you travel. Some banks charge a flat fee per withdrawal; if yours does, withdraw a larger amount in a single transaction rather than making multiple smaller ones.
• Decline dynamic currency conversion. When the ATM offers to charge you in your home currency instead of euros, decline. The exchange rate offered by the ATM operator is almost always less favourable than your own bank's rate.
• Have a backup card. Keep a second card in a separate location from your wallet — lost or blocked cards are harder to replace on an island.
• Notify your bank before you arrive. Some banks flag Greek ATM withdrawals as suspicious and freeze cards without prior travel notification.
• Carry some cash at all times in Mykonos. While most restaurants and shops accept cards, smaller beach bars, ferry ticket booths, and local minibuses may be cash-only.
• Be aware of your surroundings. Matoyianni is busy but safe; still, shield your PIN and pocket your cash before stepping away from the machine.
• ATM servicing can happen mid-week. If the machine is out of order, the Alpha Bank and Piraeus Bank ATMs near the waterfront are both within a short walk.

Practical Information

• Address: Matoyianni 41, Mykonos Town (Chora), 846 00
• Hours: Open 24 hours, 7 days a week
• Network: National Bank of Greece — accepts Visa, Mastercard, Maestro, Cirrus, Plus, and American Express
• Phone (bank customer service): +30 21 0326 0000
• Languages on screen: Greek and English (additional languages typically available)
• Accessibility: The ATM is on a narrow pedestrian street; the machine itself is at standard counter height. The lane surface is paved but uneven in places, typical of Cycladic old-town streets.
• Nearest landmark: Central Matoyianni pedestrian strip, Mykonos Town